Easy Truck Loans Calculator
Get Fast Estimates with Our Truck Loans Calculator. Start Estimating Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Find the Best Rates - Compare Lenders, Credit Options with Truck Loans Calculator
Compare interest rates from different lenders by easily changing any rate to an estimated repayment for your specific purchase. Generate numbers that can have greater significance to your business – the monthly outlay. Simply enter the rate advertised by any lender in the device, along with the specifics for your loan and the monthly estimated repayment is displayed.
This versatile tool can be used to calculate estimates on all commercial credit facilities – Rent-to-Own, Chattel Mortgage, Leasing and Commercial Hire Purchase (CHP). Providing operators with a simple and efficient way to evaluate who are the most competitive lenders. Don’t have time to source lender rates to compare?
Estimate your repayments using our current, highly competitive rates. For your best vehicle finance rate – upload your details for a quote.
Have you noticed how competitive our rates are? We specialise in securing the most affordable heavy vehicle finance for our customers, starting with finding the best rates in the market. With access to vast commercial market coverage with over 80+ lenders, we have the resources to secure the most competitive rates and to match operators with the most suitable lender. Ensuring not only the best rates, but also the most flexible terms and conditions are secured . Save time, request your individually sourced finance rates now.
- Quickly change rates to repayments.
- Compare rates for Lease, Rent-to-Own, Chattel Mortgage, CHP.
- Specialists to find you the best rates from 80+ lenders.
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Move faster on buying that new vehicle by calculating finance estimates yourself. Use our financing tool to change vehicle prices to repayment estimates, to prepare budgets, and to assist with asset investment decisions.
No need to waste time searching for the best rates – we offer the best rates from 80+ lenders, ensuring you secure the most affordable finance.
Start estimating, and for fast, personal service to get a quote based on your individual requirements, contact our specialists online or by phone.
Save Time, Save Effort – Estimate, Budget, Prepare Using Our Truck Loans Calculator
Use our finance calculation device to get more relatable figures than vehicle prices when considering different makes and models – turn the price into finance payments! Change the finance required total to the amount of individual vehicle prices while leaving rate and term the same and note the different repayment estimates. Buyers can carry out as many vehicle price comparisons as required to obtain figures that can be assessed against budget and cash flow. When buying at an auction, use the device to quickly determine your bidding limit – the repayment that suits your cash flow.
The flexibility of the device empowers business owners to work up their preferred finance structure before requesting a quote or submitting an application. The device user controls all data entered. The term, balloon, total and interest rate can be changed for another calculation, and the variation in the estimate noted. Calculate different combinations until the estimate meets expectations. Ideal for preparing budgets for consideration by business partners, senior management, and for forward planning asset acquisitions to meet ROI targets.
Our finance tool is extremely versatile and can be used by all types of business set-ups, small and large, for the full selection of commercial credit facilities. SMEs, large operators, partnerships, sole traders, and even new businesses can calculate estimates to assist vehicle selection and support the acquisition decision-making process. Compare repayments on Lease with Rent-to-Own, CHP or Chattel Mortgage simply by changing the interest rate. Rates and other aspects of vehicle finance vary with individual business credentials. Request our experts to provide you with a quote based on your specific profile and credit history.
We specialise in financing heavy vehicles with a range of credit products including refinancing. There can be many reasons why a business owner may consider refinancing an existing loan arrangement. To assess whether this may be a workable option for your business, use the calculating tool to obtain repayment estimates. The total required for the finance will typically cover the full payout and any lender fees applicable on the existing loan, plus the new lender fees. If desired, request a payout figure from the lender to use for estimating purposes, or use an approximation. Alternatively, reach out to our experts to handle sourcing and structuring the most workable solution.
Vehicle unserviceable due to breakdown or accident? Facing a large, unexpected repair bill? Need to urgently upgrade vehicle systems to meet new regulatory conditions? Financing is available through secured and unsecured credit products to cover these types of business expenses. The financing tool can be used to calculate repayment estimates to decide if financing is a cost-effective option. Contact us for the appropriate interest rate or request a quote.
Convert Vehicle Pricing to Estimate Loan Payments
Use our finance calculation device to get more relatable figures than vehicle prices when considering different makes and models – turn the price into finance payments! Change the finance required total to the amount of individual vehicle prices while leaving rate and term the same and note the different repayment estimates. Buyers can carry out as many vehicle price comparisons as required to obtain figures that can be assessed against budget and cash flow. When buying at an auction, use the device to quickly determine your bidding limit – the repayment that suits your cash flow.
Prepare Financing Plans, Preferences
The flexibility of the device empowers business owners to work up their preferred finance structure before requesting a quote or submitting an application. The device user controls all data entered. The term, balloon, total and interest rate can be changed for another calculation, and the variation in the estimate noted. Calculate different combinations until the estimate meets expectations. Ideal for preparing budgets for consideration by business partners, senior management, and for forward planning asset acquisitions to meet ROI targets.
Versatile Finance Tool – All Businesses, Loan Products
Our finance tool is extremely versatile and can be used by all types of business set-ups, small and large, for the full selection of commercial credit facilities. SMEs, large operators, partnerships, sole traders, and even new businesses can calculate estimates to assist vehicle selection and support the acquisition decision-making process. Compare repayments on Lease with Rent-to-Own, CHP or Chattel Mortgage simply by changing the interest rate. Rates and other aspects of vehicle finance vary with individual business credentials. Request our experts to provide you with a quote based on your specific profile and credit history.
Assess Heavy Vehicle Loan Refinancing Options
We specialise in financing heavy vehicles with a range of credit products including refinancing. There can be many reasons why a business owner may consider refinancing an existing loan arrangement. To assess whether this may be a workable option for your business, use the calculating tool to obtain repayment estimates. The total required for the finance will typically cover the full payout and any lender fees applicable on the existing loan, plus the new lender fees. If desired, request a payout figure from the lender to use for estimating purposes, or use an approximation. Alternatively, reach out to our experts to handle sourcing and structuring the most workable solution.
Quickly Estimate Vehicle Repair Loans
Vehicle unserviceable due to breakdown or accident? Facing a large, unexpected repair bill? Need to urgently upgrade vehicle systems to meet new regulatory conditions? Financing is available through secured and unsecured credit products to cover these types of business expenses. The financing tool can be used to calculate repayment estimates to decide if financing is a cost-effective option. Contact us for the appropriate interest rate or request a quote.
Make More Informed Decisions on Your Business Finance with Our Truck Loans Calculator
- Easily generate figures for asset acquisition budgets.
- Compare makes, models, different fuel system vehicles.
- Evaluate the most cost-effective financing solutions.
- Fast, simple, user-friendly device.
- 24/7 access, get estimates on your schedule.
Simple to Use, Operator-friendly Truck Loans Calculator
Using our finance calculating tool is as easy as completing an online form. Simply type in the figures for your finance requirements and the device completes the complex calculations. Users have total control over the figures entered and can make whatever changes they want to obtain estimates on a different set of data.
It takes just a few entries to get the finance estimates, and potentially the confidence, to move on your vehicle purchase. Use the full cost of the vehicle for the finance total if wanting no deposit funding. Use our displayed interest rate for your choice of credit facility. Enter a term that aligns with individual preferences, ROI targets, or the length of time you are intending to own the vehicle. If selecting Chattel Mortgage or CHP, enter the preferred amount for a balloon.
The estimated monthly repayment based on the figures entered will be displayed. Not in the ballpark? Make changes to the entries to achieve your target. In the ballpark? Request a quote and get moving with acquiring your new vehicle.
- Fast, simple, user-friendly device.
- Flexibility to estimate with any combination of figures.
- Estimate all commercial credit facilities.
Follow-up Truck Loans Calculator Estimates with Expert Service, Fast Approvals
Calculating finance estimates is a great way to get started on acquiring your next vehicle. The next stage is to obtain quotes that are specific to the preferences you have calculated, your business credentials, and the vehicle being purchased.
Our experts provide a complete heavy vehicle finance service to support operators secure affordable, cost-effective solutions that work for their operation.
We handle all aspects of the financing and provide fast approvals to ensure your new vehicle is on the road, working for you, as quickly as possible. Upload your details for our experts to find you the most workable financing solution.
Most Frequently Asked Questions About Truck Finance
What type of truck loans can be calculated with an online finance tool?
Typically, online finance calculation tools can be used to generate estimates for all types of commercial credit facilities. For vehicle purchases, the loan types include Chattel Mortgage, Lease, Rent-to-Own and Commercial Hire Purchase. General business expenses may be funded with secured and unsecured business finance.
What is the appropriate interest rate that I enter in the calculation tool?
When using an online finance calculation tool, users should input the interest rate relevant to their choice of loan type. Rates are different for Chattel Mortgage, Lease, Rent-to-Own and Commercial Hire Purchase. Users can source rates from bank and lender websites and/or use the rates that are shown by the provider of the finance tool.
What is the purpose of a truck loans calculator?
The purpose of a heavy vehicle finance calculation device is to provide businesses looking to take on credit with a tool to calculate loan estimates. The devices are generic in nature and can be used to calculate estimated repayments based on the information entered by the user.
Will a finance calculation tool give me estimates for custom-built vehicles?
Yes. Online finance calculation tools can be used to generate estimates on financing for all types of vehicles including custom-built models. The total required may be the full acquisition cost, including the custom features, or an amount less any down payment.
How do I calculate estimates for a prime mover and trailer?
Where a trailer is being purchased in conjunction with the prime mover, finance may be estimated as the one loan. Where the trailer is a separate purchase from the prime mover, two financing arrangements may be required. Separate calculations can be carried out depending on the purchase.
Can I work out estimates for used vehicles with an online calculation device?
Used vehicle finance estimates can be worked out on an online tool in the same way as for new vehicles. Buyers should be mindful that rates and other loan conditions can be different for used vehicles.
I’m just setting up as an owner-operator, am I eligible to use an online finance calculator?
All business entities with an ABN are eligible for commercial credit and can generate estimates using an online finance tool. New businesses may be offered different rates to established businesses and may have conditions on loan totals and collateral.
I got estimates with a finance calculating tool, but the quote I received is different. Why?
Online finance tools do not include the fees and charges applied by lenders. These devices do not have the capacity to allow for variations in credit profiles of users. Quotes which are based on the specific credentials of the business can be different from estimates.
When I include a balloon with a calculating tool, do I have to deduct that amount off the finance total?
No. when including a balloon in estimates, do not deduct the dollar value from the finance total. The device has the capacity to carry out that calculation when delivering the estimate.
How do I compare Lease with Rent-to-Own using an online finance calculator?
To compare Lease with Rent-to-Own using an online finance tool, users will need to carry out two calculations. Carry out calculations using the interest rate applicable to Lease and note the estimate. Then carry out a calculation using the applicable Rent-to-Own interest rate and note the estimate.
Let Easy Truck Finance simplify the process by taking care of the complicated steps for you
